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Patrick Schulte is an Investment Advisor Representative (IAR) of XY Investment Solutions, doing business as Rudder Financial LLC, a SEC Registered Investment Advisory firm.

All types of investments carry some degree of risk, including the possibility of losing principal. There is no guarantee that any investment strategy will yield positive results.

Securities and custody of assets are offered through Charles Schwab & Co. Investment advisory services offered through XY Investment Solutions and Rudder Financial LLC.

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